Welcome to InstaCalc.in ("Website", "we", "us", or "our"). These Terms and Conditions govern your access to and use of our web application, calculation modules, unit converters, and educational content. By using our services, you accept and agree to comply with these terms in full.
1. Acceptance of Terms
By browsing, accessing, or utilizing any calculator or converter tool on InstaCalc.in, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please discontinue use of the website.
2. Informational and Educational Purpose Only
All calculations, projections, charts, tables, formulas, and data provided on InstaCalc.in are intended strictly for educational, illustrative, and informational purposes. The results produced by our calculators are mathematical approximations based on user-provided inputs and theoretical assumptions.
3. Financial, Tax, and Legal Disclaimer
InstaCalc.in is not a registered investment advisor, financial planner, broker, or tax consultant.
- Projections for mutual funds (SIP, SWP, Lumpsum), loans (EMI), interest (Compound, Simple, FD, RD), and retirement funds (EPF, PPF, NPS) do not guarantee actual future returns or exact loan repayment schedules.
- Financial regulations, interest rates, tax slabs, and market conditions fluctuate and vary by jurisdiction and institution.
- You should always consult a certified financial planner, tax professional, or banking representative before making monetary or investment commitments.
4. Permitted and Acceptable Use
You are granted a limited, non-exclusive, revocable license to access and use our website and tools for personal or internal informational purposes. You agree not to:
- Use automated scrapers, bots, or extraction scripts to harvest data or disrupt server operations.
- Attempt to reverse engineer, decompile, or compromise the site infrastructure or source code.
- Misrepresent calculator outputs as certified statements from InstaCalc.in.
5. Intellectual Property Rights
The design, branding, layout, algorithms, text, graphics, and visual elements on InstaCalc.in are protected by copyright, trademark, and intellectual property laws. Reproduction, redistribution, or framing of our proprietary content without explicit prior written consent is prohibited.
6. Third-Party Links and Advertisements
InstaCalc.in may display third-party advertisements (including Google AdSense) and links to external websites. We do not endorse, guarantee, or assume liability for the products, services, or content offered by third-party advertisers or external websites.
7. Limitation of Liability
To the fullest extent permitted by applicable law, InstaCalc.in and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of, or inability to use, our tools, calculation results, or website content.
8. Modifications to Terms and Services
We reserve the right to modify, suspend, or discontinue any feature, tool, or aspect of the website at any time without prior notice. We may also revise these Terms and Conditions periodically. Updated terms will be posted with a revised "Last Updated" date.
9. Contact Information
For questions or inquiries regarding these Terms and Conditions, please contact us at:
- Email: developerravin@gmail.com
- Address: Salvador do Mundo, Porvorim, North Goa, India